Today’s mid-market rate: 1 AUD = 0.7025 USD (US dollar). Compare what your recipient gets.
Exchange rates, fees and delivery times change and depend on how you pay and how your recipient collects the money; the provider’s final quote is what counts. KitWren compares and links to providers — it doesn’t hold money or make transfers, and never asks for bank or card details. We may earn a commission if you sign up through this link. It doesn’t change the price you pay or our tools.
Sending money to United States: what to know
US bank transfers need the recipient’s routing number (ABA) and account number. Double-check both: a mistake can delay the payment or send it to the wrong account.
If you’re paying a US business, check whether they accept payment in Australian dollars — that usually means your bank chooses the rate, which is often worse.
Getting a good deal
Compare what arrives, not the rate. A provider can advertise a great rate and charge a big fee, or advertise “no fee” and use a poor rate. The only fair comparison is how much your recipient actually receives.
Check the mid-market rate. The mid-market rate is the midpoint between buying and selling prices on the currency markets. It’s the benchmark: the closer a provider’s rate is to it, the less you pay in hidden margin.
Payment method changes the price. Paying by bank transfer is often cheaper than paying by card. Some providers also charge more for fast delivery or cash pickup.
Use licensed providers only. Send money only through banks and transfer companies licensed in your country. Never send money to someone you’ve only met online, or because someone is pressuring you to act quickly — these are common scams.
The mid-market rate was 1 AUD = 0.7025 USD (Rates by Exchange Rate API). Transfer providers pay less than this after their margin and fees.
What’s the cheapest way to send money from Australia to United States?
The one that leaves your recipient with the most money after the exchange rate and every fee. It can change from day to day and with the amount, so compare each time you send.
How long does it take?
It depends on the provider, how you pay and how the money is collected — from minutes to a few business days. The provider shows its estimate before you confirm.